Guaranteed Issue Life Insurance — No Health Questions, Indianapolis
Approved regardless of health — no medical exam, no health questions, guaranteed acceptance. Cancer, heart disease, COPD, diabetes — all approved. Ages 45–85. Coverage from $5,000–$25,000.
Key Facts: Guaranteed Issue Life Insurance in Indianapolis
- Guaranteed approval for all Indianapolis applicants ages 45–85 — no health questions asked
- No medical exam, no medical records review, no prescription history check
- Cancer, heart disease, stroke, COPD, kidney disease, diabetes — all approved
- 2-year waiting period — if death occurs in first 2 years, premiums returned plus 10% interest
- Mutual of Omaha is the best guaranteed issue carrier — A+ rated, return of premium
- Coverage from $5,000–$25,000 — designed to cover funeral and final expenses
Compare Guaranteed Issue Rates — Indianapolis
Select your age and coverage amount to see guaranteed issue rates from the top 5 carriers. All applicants ages 45–85 are guaranteed to be approved.
Your Profile — Guaranteed Approval
No health questions. No medical exam. All Indianapolis applicants ages 45–85 are guaranteed to be approved.
Select your age and coverage above, then click See My Guaranteed Rates.
Who Qualifies for Guaranteed Issue Life Insurance in Indianapolis?
Guaranteed issue life insurance approves all Indianapolis applicants ages 45–85 regardless of health. Here are common conditions that are automatically approved:
Indianapolis Residents Who Got Guaranteed Coverage
"I was diagnosed with stage 3 cancer and thought I'd never get life insurance again. Benjamin found me a $15,000 guaranteed issue policy with Mutual of Omaha. My family won't have to worry about funeral costs."
Dorothy M.
Indianapolis, IN
"My husband had a heart attack two years ago and was declined everywhere. Benjamin got him approved for $20,000 with no health questions. The process took 20 minutes. We're so relieved."
Harold & Ruth K.
Carmel, Indianapolis
"I have COPD and was told I was uninsurable. Benjamin found me guaranteed issue coverage for $52/month. My kids won't have to pay for my funeral. That peace of mind is priceless."
Patricia L.
Fishers, Indianapolis
"Dialysis three times a week. Every carrier turned me down. Mutual of Omaha approved me in 15 minutes with no health questions. Benjamin made it so easy. Highly recommend."
James T.
Noblesville, Indianapolis
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Guaranteed Issue Life Insurance Indianapolis — Frequently Asked Questions
Guaranteed Approval
No health questions · Ages 45–85
Free · No obligation · All health conditions welcome
Sample Guaranteed Issue Rates
Guaranteed approval. 2-year waiting period applies. Return of premium if death in first 2 years.
Free 15-Min Consultation
Guaranteed approval · No pressure
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Guaranteed approval — regardless of your health history
Cancer, heart disease, COPD, diabetes — all approved. No medical exam. No health questions. Indianapolis applicants ages 45–85 are guaranteed to qualify.
Guaranteed Issue Life Insurance Indianapolis rated 4.9 out of 5 based on 143 reviews from Indiana clients.
Free quote · No exam required · Response in 24 hrs